Free Tool
Quit My Agency Calculator
Figure out whether your current savings, projected caseload, and business overhead support a safe move from agency work into solo private practice.
Your Exit Assumptions
Model how much runway you need, how quickly you can save it, and when a solo caseload could replace your current agency income.
Use the monthly income you would want your practice to replace.
How much you can realistically save each month before you leave.
Software, insurance, rent, marketing, supervision, and other fixed costs.
How long it takes to reach your target caseload after you leave.
You could leave now
Your current savings cover the modeled transition runway.
Estimated Quit Timing
Current savings cover the modeled ramp and runway.
Required Runway
$5,200
Extra Savings Needed
$0
Practice Profit at Capacity
$8,600/mo
Income Replacement
Month 5
What this means
Your worst modeled month burns $3,267 from savings, and your current runway already covers it. Your income target is replaced month 5.
Build the practice before you jump
EasyMindCare helps solo therapists launch with scheduling, reminders, documentation, and billing in one lower-overhead system.
- Lower monthly overhead than stitching together multiple tools
- Scheduling, reminders, notes, and billing in one workflow
- A cleaner starting point when you are planning your exit runway
Related Tools
Explore other therapist calculators
Compare this result with a few adjacent planning tools for pricing, overhead, or private-practice transition decisions.
Income Planning
Private Practice Salary Calculator
Estimate your private practice revenue, expenses, and projected annual profit as a therapist using your session fee, workload, and operating costs.
Open toolOverhead Audit
Software Rent Calculator
Calculate how much recurring EHR subscriptions, add-ons, and annual price increases can cost over the lifetime of your private practice.
Open toolPricing Policy
Sliding Scale Fee Calculator for Therapists
Estimate an ethical sliding-scale session fee based on client income, your full fee, your sustainable minimum, and the frequency of therapy.
Open toolWhat this quit-my-agency calculator helps you decide
Leaving an agency role is rarely just an income question. The real decision combines runway, ramp-up speed, projected caseload, and whether your practice can eventually support the income you are walking away from.
This calculator gives therapists a practical planning model before they resign. It helps you see whether you are ready now, how much more cash you need to save, and whether your current private-practice assumptions are strong enough to justify the jump.
Use it to pressure-test
- Whether your current transition fund can absorb a slow client ramp.
- How many more months of saving you need before the move is financially safer.
- Whether your target fee, weekly caseload, and overhead actually replace agency income.
FAQ
Questions therapists ask before using this calculator
What does this calculator actually measure?
It models two separate thresholds: the amount of savings runway you need to survive the transition, and the month when your projected solo practice income could replace your current agency income target.
What should count as savings for the transition?
Use liquid savings you would realistically dedicate to the move, such as cash reserves or a transition fund. Do not count retirement accounts or emergency savings you are not willing to touch.
Should I use take-home pay or gross pay as my income target?
For a cleaner apples-to-apples comparison, use the monthly income number you need your future practice to replace. If you use take-home pay, remember your solo practice still needs to support taxes separately.
What if the calculator says I am not ready yet?
That usually means one of three things: your savings runway is still too short, your projected caseload is too light, or your expected fee and overhead structure do not yet support the jump. Adjust those assumptions before treating the exit as financially safe.